Health insurance: No reimbursement, but better benefits


Health insurance: No reimbursement, but better benefits

Berlin – The majority of the statutory health insurance wants to involve its insured with better benefits instead of repayments to the billion surpluses. Neither Barmer GEK nor DAK nor the Allgemeine Ortskrankenkassen (AOK) plan to pay their insured premiums. This is the result of a poll published on the weekend by the magazine “Wirtschaftswoche”.

Image: Insurance card, money, pills

The statutory health insurance funds have accumulated 21.8 billion euros in financial reserves. Federal Health Minister Daniel Bahr (FDP) told the “Hamburger Abendblatt”, the financial health insurance would probably even better. Calls of the minister to the health insurance funds to pay out surpluses as premiums to the members have so far only met with the approval of the Techniker Krankenkasse and the Hanseatic Health Insurance Fund.

Bahr insists on abolition of the practice fee

According to a survey by the magazine “Focus”, 84 percent of the funds strive to offer their members more benefits. These included the reimbursement of costs for dental cleaning, fitness and prevention courses. Partly paid funds also for alternative medical treatments. The “Focus” survey, which found that 81 statutory health insurance companies participated, found that at least 19 of them had specific plans for reimbursement, notably smaller health insurances. In 74 percent of the cases, the payout for 2012 will be between 50 and 100 euros.

According to “Wirtschaftswoche”, the health insurants who want to pay back their insured persons are BKK Wirtschaft und Finanzen and G + V BKK. The BKK ATU paid each member 30 euros back, wrote the paper. The ten largest funds, which together have around 34.5 million members, were surveyed.

Bahr insisted in the “Hamburger Abendblatt” on the abolition of the practice fee. “The FDP is putting pressure because the practice fee has not served its purpose.” He sees “opportunities that we can convince the Union to abolish it.” He did not want to be congenial to the Union at the practice fee. “The abandonment of the practice fee alone is so convincing that it does not have to be coupled with other topics,” he said.